Vaults: DeFi’s new onboarding layer

Vaults: DeFi’s new onboarding layer

Vaults: DeFi’s new onboarding layer

Giri

Nov 6, 2025

Nov 6, 2025

Nov 6, 2025

4 min

4 min

4 min

The biggest irony in DeFi? It’s meant for everyone - but built for insiders. 

The market is big and growing, yet the experience still gates newcomers.

DeFi TVL reached $132.4B in 2025, up 137% YoY, yet only 20.7M users globally participate, which is less than 0.3% of the world's population.

Even after years of innovation, onboarding new users still feels like solving a technical puzzle: bridging assets, managing gas, juggling chains, and reading five different docs before earning your first onchain reward.

Vaults are quietly changing that.

They’ve become DeFi’s first real onboarding layer - abstracting the chaos of protocols, contracts, and positions into a single, simple action: deposit once, and let the system handle the rest. 

And they’re operating at a meaningful scale, with a 100x market TVL growth in the past 1.5 years.

The friction problem

DeFi’s accessibility problem has never been about value. It’s about the process.

Every action requires a dozen micro-steps that scare off non-native users.

Even experienced investors hesitate when they need to manually select strategies, swap tokens, or manage leverage. The cognitive load is just too high for anyone who’s not a full-time degen.

Vaults eliminate that barrier. 

They absorb the complexity under a clean interface - one where users don’t need to know how rewards are generated, just that they’re managed efficiently and transparently.

Vaults as a translation layer

Think of vaults as the translators between human intent and onchain logic.

When a user deposits ETH or stablecoins into a vault, they’re essentially saying, “I want exposure to the best strategies without managing them myself.”

The vault converts that intent into automated actions: deploying assets, rebalancing across protocols, harvesting rewards, and compounding them, all without the user’s intervention.

That makes vaults the first practical bridge for mainstream users: they don’t need to master DeFi mechanics to participate in its upside.

Gain vaults and the simplicity revolution

Gain vaults exemplify this new design philosophy.

Whether it’s High Gain, Airdrop Gain, or Stable Gain, each product abstracts the execution layer entirely.

Users deposit eligible assets once and receive a receipt token, their proof of ownership and gateway to all future rewards.

Behind the scenes, those funds flow through diversified strategies - lending, restaking, or market-neutral trades - optimized for performance and managed risk, handled by expert curators.

To the user, it’s simple: one token, one position, multiple active strategies.

To DeFi, it’s a sign of maturity - a move away from complexity and toward usability.

From “do it yourself” to “do it for me”

Traditional DeFi assumed users wanted control.

Modern DeFi has realized they want confidence.

Vaults are the embodiment of that shift. They don’t replace self-custody - they make it usable.

Users keep ownership of their tokens, yet delegate the operational heavy lifting to smart contracts built with transparent logic and defined risk parameters.

That’s a huge psychological unlock.

It makes DeFi approachable for everyday investors, institutions, and even Web2 users curious about onchain exposure.

DeFi’s new front door

Vaults have become more than earning tools - they’re DeFi’s front door.

By combining automation, accessibility, and transparency, they make DeFi feel familiar even to those outside crypto.

For years, DeFi’s challenge was technical education. 

Vaults solved it with design.

And for the next hundred million users who don’t want to learn DeFi before using it - vaults might be the single biggest breakthrough yet.

Disclaimer: This is not financial advice. Always DYOR and understand the risks involved before depositing into any DeFi protocol.

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